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XRP Is One Crypto This Analyst Won't Touch Again — Here's What He Prefers Instead

Sep 24, 2026, 4:47 PM UTC · Primary ticker $XRP

Crypto analyst Scott Melker states he will no longer invest in XRP, citing concerns about tokens designed primarily for insider enrichment rather than genuine utility. He now focuses on Bitcoin and a select group of utility-driven digital assets like Ethereum and Solana, predicting a market shift towards projects with real products and revenue.

This filing discloses crypto analyst Scott Melker's updated investment philosophy, specifically his decision to avoid XRP due to concerns about its utility and value accrual model. He believes the next market cycle will heavily favor tokens with genuine products and revenue, contrasting with previous cycles driven by narratives. This matters because Melker is an influential voice in the crypto space, and his shift reflects a broader sentiment among some investors towards more fundamental-driven crypto investing. For traders, this could signal potential headwinds for 'narrative-driven' tokens like XRP in the long term, while reinforcing the bullish case for established, utility-focused assets like Bitcoin, Ethereum, and Solana. The short-term impact on XRP might be limited, but it adds to a growing narrative of scrutiny for projects lacking clear utility.

$XRP negative Analyst's strong negative stance
$BTC positive Analyst's preferred long-term investment
$ETH positive Cited as utility-driven asset
$SOL positive Cited as utility-driven asset
$PURR positive Cited as example of actual usage
Source: benzinga
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Not financial advice. AI-generated analysis for informational purposes only.