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benzinga Corporate Catalyst Impact 75/100 ● negative

Ares Flags More Distressed Borrowers as AI Disrupts Private Credit Portfolio

Jul 29, 2026, 10:15 PM UTC · Primary ticker $ARCC

Ares Capital Corp (ARCC), a BDC managed by Ares Management (ARES), reported a 15% sequential increase in non-accrual loans in Q2, reaching $708 million, driven in part by concerns over AI's impact on private credit. While the percentage of non-accrual loans remains below the long-term average, this uptick signals potential credit quality deterioration within its portfolio, which could pressure future earnings and net asset value.

Ares Capital Corp (ARCC) experienced a significant 15% quarter-over-quarter increase in non-accrual loans, reaching $708 million, which is a key indicator of deteriorating credit quality within its private credit portfolio. This rise is partly attributed to broader industry concerns about AI's disruptive potential on certain investments, particularly in software companies. While the overall non-accrual percentage remains below the long-term average, this trend suggests increasing risk for ARCC and its parent, Ares Management (ARES), potentially impacting future earnings, net asset value, and investor confidence. Traders should monitor ARCC's credit quality metrics closely, as continued deterioration could lead to further stock price pressure, despite the company's stated liquidity and selective investment strategy.

$ARES negative Parent company, manages affected BDC
$ARCC negative Directly impacted by rising non-accrual loans
Source: benzinga
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